Insurance That Covers All Your Needs

Utilize an Experienced Professional
Local old-fashioned service. I do not hide behind voice or email. My favorite part of my job is meeting my clients. I like to get to know everyone. Life is too short so I want to hear your story and make sure you are well taken care of.

Audit Your Insurance Coverages
I will review your insurance coverages, whether it’s your business or personal coverages. When was the last time an expert reviewed your current coverage such as your company health benefits or your Medicare plan or your auto & home coverage?

Often, I will see people who are under-insured or they are paying too much when they don’t have to.

Call me now at 949-248-3112.

I Protect Lives


I have over 20 years experience providing expert insurance advice. I will listen to your needs and situation, and then provide you with a solution.


I will work hard at finding the best “solution” to your needs. And then I will provide you the best coverage, carrier, and price .

Darrell Fryer


As your agent, as assure you that I will listen to your needs, and provide the best value for the dollars you are spending. And I make house calls too!

Available For Your Needs

Always ready at your service! I am always in touch with my clients and always available by phone, text or email.

Why People Choose Us?

Independent Broker

Our goal is to provide you with the best coverage at the lowest price. My loyalty is with you and NOT the insurance company.

Make it Easy

Insurance like Medicare is confusing! I break it down so you understand very easily whatever product you need.

Outstanding Service

I like to get to know my clients and there are many that I have become friends with. That only happens by GREAT top notch service first

Local to You

If you are in California, I consider you local. I LOVE to meet my clients and would love to meet you! But wherever you are, it’s easy!

Happy Clients

Testimonials from Our Clients

It's rare to find good old fashioned customer service anymore, but that is exactly what Darrell and the team at Capistrano Premier Insurance Services delivered. He worked incredibly hard on my family's behalf to make a market for our insurance coverages and delivered multiple competitive quotes. Read More

Arthur Cohen

I have worked with Darrell Fryer at Capistrano Premier Insurance for over 10 years. He is without a doubt one of the most professional and caring people that I know. I purchased life insurance from him and am extremely pleased with both the product and the service. I would recommend Darrell to anyone.

Mike Broderick

My experience with Darrell Fryer of Capistrano Premier Insurance Services has been terrific. Very knowledgeable, quick to respond, and wonderfully friendly. Darrell always has my best interest in mind and I love recommending him to my friends and family. If you are looking for an honest professional for auto and Medicare plans, call Darrell Fryer today!

Janet ASan Juan Capistrano

I have been very happy with Capistrano Premier Insurance for years. Darrell is very responsive and trustworthy. Highly recommend Capistrano Insurance Services.

Outstanding! As a client for many years, we have received knowledgeable guidance on an array of insurance products, along with professional service our business can rely upon.

I am so fortunate to have Darrell looking out for all my insurance needs. Medicare can be confusing, but Darrell is an expert and has saved me money with his product knowledge and his attention to detail. I highly recommend Capistrano Premier Insurance.

James FordRancho Santa Fe

Medicare Open Enrollment

Get Your Personalized Quote Today!