Learn About Darrell Fryer and His Company

Since 2006, Capistrano Premier Insurance serves clients all over California, Arizona, Colorado, Ohio, Indiana, and Florida. It is a concierge Independent Insurance Brokerage, owned and operated by Darrell Fryer. I work for you and you will get the most personalized service in the marketplace. I specialize in consulting with you and then determining what is the best for your needs. After that, I will search all A+ rated companies only that offer that product and present to you the best.

I am committed to thinking “outside the box” to make that happen for you. As an Independent Agent, I pick and choose which companies to represent, and will then employ a range of strategies to get the best product, price and quality of coverage for YOU. Every person has different needs and all is not the same. This allows me to be flexible in finding you the coverage you need. And I love making “house calls” or often will meet someone at a Starbucks.

Being a business owner for 26 years, I know what business owners need, want and can advise them on. For companies, I handle employee benefits, workers compensation, general liability, etc. And for Individuals, I can help you with health, Medicare, auto & homeowners, life, long term care, disability, annuities, and investments. Please see the Products page for more details.

Regardless of what product it is, you should have your current coverage reviewed.  Please call and I will give you an honest opinion.  All quotes and all of my services are 100% FREE.  I get paid the old-fashioned way from the insurance carriers that are seeking new clients but doing a poor job of presenting their vast array of choices to the public. There is no obligation either.

Put a professional to work for you by calling 949-248-3112.


Capistrano Premier Insurance Services is a niche insurance consulting firm serving our clients throughout all of California. Capistrano Premier Insurance Services is founded in 2006 on the principle that all individuals, families, and companies are different and their insurance needs and goals should be as well.  Your challenges are uniquely yours.  Your solutions should be too.


My goal is to bring excellence, creativity, and and utilize my experience to help your objectives. I love helping individuals and companies identify and secure products that are of the highest quality for the best possible price.

Darrell Fryer, Owner/Broker

About Darrell

I have been in the customer service business ever since my days in high school many years ago. I am a people person and go the extra mile to make sure you are happy and taken care of. I will listen to your needs and then offer you a solution. I pride myself in making sure I always reply to and email or phone call the same day. I am accessible on the weekends too if need be. And I am always in touch. I LOVE meeting my clients. In fact, I enjoy that the most.

My whole career is based off knowing the products I offer inside and out and to be able to offer the best price for the product. Therefore, it is vitally important for me to be an independent broker. I would never want to work with a company knowing there are better prices or products elsewhere. I want to offer the best!

What gives me the greatest satisfaction of all is that I am on the Board of Directors for the Orange County Facial Pain Association. I also have my own support group and webpage at www.trigeminal.org. I like to give back to help those suffering from trigeminal neuralgia because I am a survivor/warrior of this painful disease.

I am a dad of 4 beautiful girls and married 32 years to my lovely wife, Lisa. They all keep me busy but I manage to find time to get on my mountain or road bike for challenging long rides. If you are a cyclist, you better let me know! I also love hiking and mountain climbing. I have not been in a gym for many years. I would rather be outside enjoying everything life has to offer. I have learned to appreciate and enjoy the little things in life.

Lastly, I would like to mention my love for the Lord. All I’ve done and my progress in my battle with trigeminal neuralgia is all in God’s glory. Without him beside me and carrying me, I could not have made it. I am active with San Clemente Presbyterian church and Billy Graham is my hero!

I hope you call and become my client and perhaps a good friend!

God Bless You,