Medicare Part D Drug Plans Things to Know

Medicare Part D Drug Plans Things to Know May 1, 2026 | BY DARRELL FRYER Happy May Day! Medicare drug plans seem designed to confuse people.   When filling a prescription—especially an expensive one—it pays to compare prices. Be sure to check your insurance co-pay alongside discounted cash prices available through services like Amazon Pharmacy and […]

Do I Need Car Insurance Before Buying a New Car?

Do I Need Insurance Before Buying A New Car? February 25, 2025 | BY DARRELL FRYER In the state of California, you are required to have proof of insurance whenever you operate your vehicle. Acceptable forms of proof include a physical insurance card or a digital copy on your mobile phone. You should be able […]

Group Health ERISA Compliance

Group Health ERISA Compliance April 2, 2025 | BY DARRELL FRYER Are you confident your company could pass an ERISA Dept of Labor audit? Receiving a DOL letter about reviewing your fiduciary file and documents is the last thing you want to worry about. That is where I come in. As a broker working with […]

DO vs. MD: What’s the Difference and Which Is Right for You?

Blog News DO vs. MD: What’s the Difference and Which Is Right for You? December 2, 2024 | BY DARRELL FRYER When choosing a doctor, you might notice two common credentials: MD and DO. At first glance, they can seem interchangeable—and in many ways, they are. Both are fully licensed physicians who can diagnose illnesses, prescribe […]