Independent Broker of 17 years Experience to Help You

If I can’t improve your current plan, then stay with what you have. Prescriptions are very expensive and perhaps you might save money if you had someone research it for you because every plan is different. Or maybe hearing or dental benefits are most important to you and would like to know of plans that offer greater benefits. If you have a Supplement plan, then perhaps I can save you money on your monthly premium with another carrier or offer you more benefits like acupuncture and chiropractor

I am here to help you. We will discuss YOUR needs/wants, doctors, and medications. If you currently have a plan, I will either improve what you have or not. Everyone has different needs, doctors and prescriptions. Therefore, a plan your neighbor has may not be best for you.

You don’t even have to leave your home. I make house calls or I can meet you at a coffee shop or we can handle it over the phone and online. I get paid by the carriers and you will never pay me a fee for anything.

New to Medicare?

Medicare is confusing for everyone and I have seen the stacks of mail people receive. There are Parts A, B, C, D. I will make it easy for you to understand in about 15 minutes and will know whether or not a Medicare Advantage plan or a Supplement plan is best for you.

If you have not gotten your Medicare ID card with Parts A&B, then you will need to contact Social Security office at 1-800-772-1213. You can also go in person to a local office or do it online in about 20 minutes at-

Medicare starts the first of your birthday month, not on your Birthday or the following month. For example, if your birthday is October 23rd, then, October 1st is when you will be ready to go.

I look forward to your call.

Darrell Fryer, 0F77180
Capistrano Premier Insurance Services 0I88614
Team Alvarez Insurance Services 0G80296
I do not offer every plan in your area. Any information I provide is limited to those plans I do offer in your area. Please contact or 1-800-MEDICARE, or your local State Health Insurance Program to get information on all your options. When I know the area you are in, I will provide information about the number of organizations I represent and the number of products I offer in your service area.

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Please call NOW at 949-248-3112 to request more information.